:root{--sbi-navy:#0a1f44;--sbi-primary:#1a3a7a;--sbi-primary-dark:#0d2b5e;--sbi-primary-deeper:#080e2a;--sbi-accent:#2d6bc4;--sbi-accent-light:#4a90d9;--sbi-gold:#e8a317;--sbi-gold-light:#f5c842;--sbi-orange:#e87a17;--sbi-purple:#280071;--sbi-white:#fff;--sbi-light-bg:#f0f4f8;--sbi-lighter-bg:#f8f9fc;--sbi-text:#2c3e50;--sbi-text-light:#6c7a89;--sbi-border:#d6dde5;--sbi-success:#2ecc71;--sbi-danger:#e74c3c;--gradient-header:linear-gradient(135deg, #1a3a7a 0%, #0d2b5e 50%, #080e2a 100%);--gradient-hero:linear-gradient(160deg, #0a1f44 0%, #1a3a7a 40%, #2d4fa0 100%);--gradient-gold:linear-gradient(135deg, #e8a317 0%, #f5c842 100%);--gradient-cta:linear-gradient(135deg, #e87a17 0%, #e8a317 100%);--gradient-subnav:linear-gradient(90deg, #1a3a7a 0%, #2d6bc4 50%, #1a3a7a 100%);--font-body:"Inter", -apple-system, BlinkMacSystemFont, sans-serif;--font-heading:"Outfit", "Inter", sans-serif;--font-size-xs:.7rem;--font-size-sm:.8rem;--font-size-base:.925rem;--font-size-md:1rem;--font-size-lg:1.15rem;--font-size-xl:1.4rem;--font-size-2xl:1.8rem;--font-size-3xl:2.4rem;--space-xs:4px;--space-sm:8px;--space-md:16px;--space-lg:24px;--space-xl:32px;--space-2xl:48px;--space-3xl:64px;--radius-sm:4px;--radius-md:8px;--radius-lg:12px;--radius-xl:20px;--shadow-sm:0 1px 3px #00000014;--shadow-md:0 4px 12px #0000001a;--shadow-lg:0 8px 30px #0000001f;--shadow-xl:0 16px 48px #00000029;--transition-fast:.15s ease;--transition-base:.25s ease;--transition-slow:.4s ease;--z-header:1000;--z-dropdown:1100;--z-floating:900;--z-overlay:1200}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-body);font-size:var(--font-size-base);color:var(--sbi-text);background:var(--sbi-white);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;line-height:1.6;overflow-x:hidden}a{color:inherit;transition:color var(--transition-fast);text-decoration:none}a:hover{color:var(--sbi-accent)}button{cursor:pointer;font-family:inherit;font-size:inherit;background:0 0;border:none}ul,ol{list-style:none}img{max-width:100%;height:auto;display:block}h1,h2,h3,h4,h5,h6{font-family:var(--font-heading);font-weight:600;line-height:1.3}.container{max-width:1400px;padding:0 var(--space-md);margin:0 auto}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}::-webkit-scrollbar{width:6px;height:6px}::-webkit-scrollbar-track{background:var(--sbi-light-bg)}::-webkit-scrollbar-thumb{background:var(--sbi-accent);border-radius:3px}::-webkit-scrollbar-thumb:hover{background:var(--sbi-primary)}::selection{background:var(--sbi-accent);color:var(--sbi-white)}:focus-visible{outline:2px solid var(--sbi-accent);outline-offset:2px}@keyframes fadeIn{0%{opacity:0;transform:translateY(10px)}to{opacity:1;transform:translateY(0)}}@keyframes slideDown{0%{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:translateY(0)}}@keyframes slideInLeft{0%{opacity:0;transform:translate(-20px)}to{opacity:1;transform:translate(0)}}@keyframes pulse{0%,to{opacity:1}50%{opacity:.7}}@keyframes shimmer{0%{background-position:-200% 0}to{background-position:200% 0}}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-6px)}}